Liability Insurance

Being involved in business puts you in a position of liability for all types of risks. If for example one of your employees injures themselves at work or they were to cause property damage at a clients premises you would be liable for any compensation for repairs.

We are able to provide insurance coverage for all incidents where an Agent may become liable to pay for any compensation or damages. The liability policies we provide are:

  • Public Liability Insurance
  • Employer's Liability Insurance
  • Professional Indemnity Liability Insurance

Public Liability Insurance

Quite simply, public liability insurance is considered as the first line of protection for agents seeking to cover themselves against unexpected claims made against them.

As an agent the primary reason for taking up public liability insurance is to cover against:

  • Injuries sustained to third parties
  • Damage to third party property
  • Limit of Indemnity from £1,000,000 to £10,000,000

Employers Liability Insurance

It is stated in the law that agents or businesses that employ people must ensure they have employer’s liability insurance. Whether or not you employ full time, part time or those on work experience, employers liability insurance is compulsory and must be in place.

As an agent who employs others, this type of policy safeguards both employees and the businessin the following circumstances:

  • Accidental injuries sustained by your employees whilst working for you.
  • Compensation you as the employer become legally liable to pay as for the accident.
  • Limit of Indemnity £10,000,000 covered as standard


Even if you already have agents insurance, contact IMS for an objective second opinion.

You'll discover our service to be personal, friendly and flexible to satisfy your insurance needs.

You may discover we can offer you something way better than what you already have.

Call Now: 0208 344 8019
You'll be glad you did!

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